1. Welcome to FutureNxt P2P

FutureNxt is a peer-to-peer (P2P) crypto marketplace that lets you buy and sell Bitcoin (BTC), Ether (ETH) and Tether (USDT) directly with other users—safely, quickly and in full compliance with Indian regulations.

2. What exactly is P2P trading? ❓

• Direct ownership – you never lose custody of your crypto until you release it from escrow.
• Local payment flexibility – UPI, IMPS, bank transfer, or any mutually agreed method.
• Lower fees – just 0.4% on each completed trade (no maker fee).

3. How P2P works on FutureNxt (step-by-step)

1. Account & KYC
   Create an account and verify your identity.
   %? Indians require KYC for VDA platforms to curb fraud & money-laundering (FIU guidelines).
2. Post order
   Set your price, payment window & accepted payment methods.
3. Escrow locks the crypto
   Once the deal is matched, FutureNxt moves the seller's BTC/ETH/USDT into an on-chain escrow wallet. Neither party can touch it unilaterally.
4. Payment in INR
   Buyer sends the exact INR amount via the agreed channel (eg. UPI). An alert tracks the payment window.
5. Confirm & release
   Seller confirms receipt and clicks "Release". Escrow transfers the crypto to the buyer's wallet instantly.
6. Rate each other
   Both parties leave a rating; higher reputations win more trades.
7. Dispute desk (24 × 7)
   If payment is disputed or late, our support team steps in. Proof of payment and chat logs are reviewed; crypto is released to the rightful owner.

4. Safety toolkit 🛡️

• On-chain multisig escrow – prevents either side from running off mid-trade.
• Two-factor authentication (2FA) – SMS / authenticator app for log-ins & release.
• Real-time risk scoring – AI flags high-risk wallets or duplicate KYC data.
• Insurance reserve – a 120 BTC hot-wallet fund covers extreme escrow failures.

5. Fees & limits

Daily limits start at ₹10 lakh; higher tiers available after enhanced KYC.

6. Taxes & compliance (India, FY 2025-26)

• 30% flat tax on net crypto gains at year-end.
• 1% TDS on each sale above ₹50,000 per year (₹10,000 for some users). Exchanges deduct this automatically; P2P sellers must self-deduct and file.
• Transactions are reported to the Financial Intelligence Unit (FIU); suspicious activity triggers STRs—Stay transparent.

7. Common questions

Is P2P legal in India?

Yes. Trading virtual digital assets (VDA) is permitted; you must comply with KYC, income-tax and anti-money laundering rules. The Supreme Court has urged the government to release a unified crypto policy soon.

How long do trades take?

Average time is under 7 minutes for UPI payment and under 2 minutes to release crypto once payment is confirmed.

What happens if a buyer doesn't pay?

Escrow keeps your coins locked. After the timer expires, the trade auto-cancels and crypto returns to you.

Can I trade other coins?

We start with BTC, ETH, USDT. Vote for future listings inside the app!

Why not just use a centralised exchange?

P2P gives you higher privacy, flexible payment rails, better INR liquidity and no single-point exchange custody risk.

8. Get started in 3 clicks

1. Sign up — Email + mobile verification
2. Verify KYC — PAN + selfie (under 2 minutes)
3. Deposit or create an offer — Start earning or buying instantly!

9. Quick glossary

Escrow

A temporary smart-contract wallet that 🔒 crypto until trade terms are met.

Maker/Taker

Maker posts the ad & creates liquidity; taker clicks "buy/sell".

TDS

Tax Deducted at Source—1% is withheld on each sell trade.

VDAs

Virtual Digital Assets (legal term for crypto in India).

Wallet address

A public identifier where crypto is stored.